Welcome to My Umbrella Tree

Our Story

As a Merchant Account High-Risk Processor

we value trust and service above all else. We are here to provide complete business services and customized credit card processing with consistently high quality.

Leverage on our years of experience as we make sure every low-risk or high-risk merchant, small, family-owned brick-and-mortar business, or a global eCommerce powerhouse, has every opportunity to enjoy the services they need to achieve their business goals.

 

We cultivate a highly collaborative and thriving working environment for our team of experts and an extensive network of banks, for it ensures superior service to all our customers and every business.

We offer and specialize in:

  • Top-line Financial Technology
  • Tailor-made Payment Processing Solutions
  • Payment Gateway Programs
  • Payday Loans
  • CBD Industry Processing
  • Merchant Accounts for the high-risk bussiness

We offer the following solutions and services that are innovative and technologically-advanced to our merchants:

Merchant Processing

Seamless and fast merchant account set up with high chances of approval. Get matched with the best solutions and optimum deals in line with the industry you are in.

Mail Order/ Telephone Order (MOTO)

Secure and inexpensive virtual terminal services that helps you keep up with the increasing trend of ecommerce industry. Transform your devices such as computer, laptop, tablet, or smartphone into a credit card terminal. Process payments easily via email, phone, or fax anytime, anywhere.

Payment Gateways / API Integration

Get global reach with the use of any device, anytime, anywhere. Experience swift and steadfast transaction processing while reducing costs, minimizing risk, and shielding your customer’s credit card data from breaches. Personalize reports and customize transaction data with access to the API.

ACH/ eChecks Payments

Save more time and money with cashless transactions. Digitally transfer payments to your account and incorporate your retail and ecommerce business leading to increased sales. This is great for large ticket items and services with recurring billing.

Shopping Carts

Gain leverage in ecommerce industry with a reliable shopping cart solution. Online shopping is a steadily broadening business especially in this age of technology. Expand your market as customers now prefer to purchase goods and services online, even paying the bills and acquiring tickets.

Risk Management / Chargeback Integration

Protect your company from the nightmare of chargebacks. Experience reliable and smarter payment processing. Prevent complications like online fraud, chargebacks, and disputes with a secure online payment gateway. Receive high level of support when it comes to payment security and compliance.

Cash Discount

Say goodbye to incurred processing fees. Carry out a small service fee to your customers’ transactions when they pay with their credit cards. If customers opt to pay with cash, the service fee will not be charged, hence giving them a discount.

Recurring Billing Services

No more endless routine of manually entering customer’s credit data. A simple and flexible payment solutions that allows merchants to customize the conditions of the billing schedule whether daily, weekly, monthly, or annually

Software Solutions

Electronic storage of data/information in a customized POS system. Automated processing of chargebacks, refunds, and alerts. Tailor your business’ needs from keeping track of transactions to payment solutions.

At My Umbrella Tree, we are a leading provider of payment processing services, enabling our clients to accept a full suite of payment forms, including: credit cards, debit cards, checks, and gift and loyalty programs.